Thursday 2 October 2014

Role Model - Lakshmi


Something that touched me!

Nurture yourself; you’re the master of your own self…

“Sacrifices are must and I don’t mind working hard to see my dream come true” says Lakshmi. She wears that ever green smile on her face despite all hardships. She was born and brought up in a family which could neither support her nor guide her. Lakshmi was wedded in her early teens and her lifestyle didn’t change for any good. It only brought additional unwanted responsibility and burden. Despite all odds, she stands all confident and believes that there is something great that’s waiting. She quotes that ‘when the going gets tough; the tough get going”.

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 Lakshmi had to make important decisions to sculpt her children’s future. Her decisions and strategic moves play a very important role in determining their future. She is very much aware of her limitations. Lakshmi being a road side vendor selling consumers non durable and perishables finds it very difficult to manage her expenses. “Chennai is a very expensive place, prices are sky rocketing. It’s sometimes very hard to meet our basic necessities. It’s the game of survival of the fittest.” she says. There is no immediate scope to either expand or diversify her business. She felt the only way to sustain is to save!

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 A strong believer and a patient achiever is what defines her. Being a school dropout she had experienced the pain of not being educated. Her strong desires to see her children educated propelled her and convince others in her neighborhood to join the ‘Post office saving scheme’ thereby save every penny they earn. When asked her “How difficult it was to save a portion of her income, when she was in dire need of finance?” She smiles and says “It has taught me how to manage my expenses, prioritize my needs and reduce my wants”. Laksnmi started her savings account with mere two hundred rupees and over the years it has multiplied and reaped her returns amounting to ten thousands rupees ‘ I value every rupee, I encourage and advice everyone to save” she says. Lakshmi has indeed seen her dreams come true. Don’t be reluctant to save; it is going to give unimaginable returns in the future. Believing in one’s own self and being self reliant is key to success.

“Sow the seeds now; reap the benefits soon”

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